Archive for the ‘Shopping’ Category

The History behind the Value of the Morgan Silver Dollar

Saturday, February 13th, 2010

The Morgan silver dollar is one of the most sought after American coins. It’s popular with not only coin collectors, but historians, too. The silver used to produce these coins was mined from the famous Comstock Lode in Nevada, and their association with the Old West is at the heart of their historical appeal.

The first Morgan silver dollars were minted in Carson City in 1878. At the time, the US was transforming from an agricultural to an urban, industrialized society. This period of history, known as the "dawn of the Gilded Age", was marked by rapid technological advancements, the expansion of railroads, improved communications and the explosion of manufacturing centers.

The Bland-Allison Act was passed in 1878 in response to the huge amount of silver that flooded the market as the Comstock Lode was mined. Silver prices declined world-wide as a result of the Comstock Lode. Wealthy silver mining companies were responsible for the legislation, and it represents the power held by those who were amassing fortunes in this age.

As a result of the Bland-Allison Act, the government was required to purchase massive quantities of silver and strike it as coins. The move was aimed at stabilizing silver at an artificially high price. The coins continued to be minted until 1904.

Over the decades, Morgan Dollars were melted at times when silver prices escalated. More than 207 million were melted in 1918 in accordance with the Pittman Act. Today, the value of common date and lower grade Morgan dollars primarily remains tied to the price of silver bullion. Some rare varieties and uncirculated coins however are extremely valuable.

 

 

Buying A New Car

Saturday, October 3rd, 2009

Are you looking for the best car deal? With gas costs making a big dent in everybody’s wallet, economizing in any way is the name of the game. Either you need to drive less, or trade in your old automobile for one that gets better mileage. It’s not simply the driving public feeling the pressure. It’s difficult to sell that large gas guzzler. As a result, dealers are providing great deals, in a selection of flavors, to lure you to take them up on that new automobile deal. A new automobile is costly, any way you cut it, so if you are thinking about getting a new auto, you have to buy smart. All that you need to do is watch TV once per day to see the pleas from new automobile dealers. Here we are seeing the new 2009 models being introduced and the dealers still have an excess of the less gas-friendly 2008 model automobiles sitting on their lots. Here are only some of the inducement offers you will find. The proviso on this new car deal? The $2.99 price is good for twelve thousand miles of travel each year. Though insurance corporations used to guess twelve thousand miles as the average driver’s travel a year, this figure is not correct.

Many of us frequently commute for 2-3 hours on a regular basis. If you are thinking about going for one of these new auto deals, do the maths first. If you drive 25,000 miles a year and the auto gets fifteen miles to the gallon, this is not a smart buy.

On the other hand, if you fall inside that 12,000 mile parameter, this should be a practical new auto deal for you. Other deals being offered are the zero-interest for x number of years. This is often a great amount if you seem to have a great credit report. The proviso on this deal is mostly delivered in the storyteller’s hushed tones, or conveyed in the small print you cannot read at the base of the screen.

The key phrase here is, “for well-qualified buyers”. Be certain you are “well-qualified” before showing up on the lot. What about the hybrids? Again, do the mathematics.

you have got to do plenty of driving to justify the cost.

2 or 3 years from now, the price may drop radically. As food for thought consider that motorcycle dealers are sold out all over the country. There are some great new auto deals out there, but you want to sharpen your calculator before jumping at a deal.